James Greene asked:




Although the old adage goes “Diamonds are forever”, sometimes they are not forever with regard to a single individual. There are a variety of reasons why one may wish to get rid of their diamond ring. Perhaps they have just gotten divorced and wish to rid themselves of all memories related to the prior marriage or maybe they have simply upgraded to a newer, bigger and better diamond and do not wish to hold on to the old diamond any longer. Whatever the reason behind the desire to dispose of the diamond ring may be, there are a few ways in which to sell an old gem of this type.

First Step: Have the Diamond Ring Appraised

Before even contacting any potential sellers with regard to the diamond ring, it is important to know exactly how much your ring is worth. The best way in which to do so is to have the piece of jewelry appraised by a certified appraiser. This individual will inspect the ring and determine the worth thereof by engaging in various observations and appraisal procedures. After the appraisal has been completed, it is a good idea to have the appraiser issue a certificate stating the results so that the seller can supply it to the buyer if so requested.

Second Step: Determine How You Want to Sell the Item

The next step is to determine how you wish to sell the item. There are many different avenues one can pursue with regard to selling their diamond ring. Some prefer to sell it through ads in the paper whereas others may find that online sales provide wonderful convenience and a great way to find a buyer for the ring. In addition, some jewelry stores may purchase used diamond rings and pay the seller up front for the ring. Any of these sales options provide a good way to sell an old diamond ring and provide the seller with money for their used diamond jewelry.

Final Step: Part with the Item

The final step, which is sometimes most difficult for individuals, is where one parts with their diamond jewelry. Although the gemstone is considered to be old, it may still hold some sort of sentimental value even though the current owner wishes to part with it. Arrangements need to be made with regard to passing the diamond jewelry over to its new owner. The diamond ring will be given to the buyer in exchange for the agreed upon sum of money.

Summary of Important Points

In summation, some of the steps one should take when selling their diamond ring to either individuals or jewelers include determining the worth of the item, deciding how you want to sell the piece of diamond jewelry and then taking that final step with regard to exchanging the gemstone for money. Selling an old diamond ring is often a big step in the lives of individuals who do so yet it is well worth it if they wish to get rid of the ring and receive some money in return for doing so.

Keith Thompson asked:




If you have to ask whether or not you need diamond ring
insurance you probably do. There’s something nagging you in
the back of your mind saying “this thing’s just too darn
valuable to have it stolen or misplaced!” And you’re right.
While you should never look upon your diamond jewelry as an
investment, there’s no harm in being smart about covering
things you’re spending a fair amount of cash on, and diamond
ring insurance can go a long way toward easing your
concerns. There are a few things to consider, however.

Diamond ring insurance is usually found as a rider to most
homeowners or renters insurance policies, at least in the
US. Many insurance companies won’t bother, but most of the
larger ones will. There are basically three types of diamond
ring insurance: Actual Cash Value, Replacement Value, and
Agreed Value. Actual cash value replaces the ring at current
market rates, either higher or lower than you paid for it.
This coverage is rather rare. Another rare form of coverage
but the most desirable, is Agreed Value. This is where you
and the insurance company agree on the value, and that is
the amount you are compensated in the event of a loss. The
most common type, and the policy that most people are sold
is Replacement Value. This is where the insurance company
replaces your ring at the lowest cost they can negotiate.
This is sometimes much less than the amount the ring is
insured for. This is an area to be careful. Always insist on
an independent appraisal, as you don’t want to be paying
premiums for a ring appraised at $15,000, and then have it
replaced for $3000.

Make sure your diamond ring insurance covers you when you
travel, and for most normal occasions. I’ve seen policies
that only covered the ring in the house, causing problems
when it was lost or stolen outside the home. All is all,
diamond ring insurance isn’t difficult to obtain, just keep
these guidelines handy and you’ll be able to buy some piece
of mind!

Jennifer Citrine asked:




Colorful diamonds and gemstones provide jewelry solutions to men and women, across cultures. This has been a tradition and an unavoidable practice since centuries.

A sturdy sparkling dazzle, diamond, is the hardest mineral crystal measuring 10 Mohs’ on scale. Due to it’s this unique characteristic, it is also used as an industrial abrasive extensively. However, it is acclaimed as the most sought after gemstone, especially for love and betrothal purpose.

A versatile beauty accessory, both for women, several colored or shaded diamonds are also available. For example, naturally colored ones come in shades like yellow, orange, brown/cognac, and black which are also easily found. Rarer ones count on lovely pink, light green, and lavender.

Prized rarer ones which are extremely difficult to find, boast on hues like deep blue, red, and dark green.

To take care of your highly valuable diamonds, easy steps at home can be carried on without much fuss. Simple tips like never store them with other gemstone(s). This can cause unwanted scratches and lines on surface of gem.

However, keep them intact in a soft cotton cloth or bag them in a silk cloth piece to avoid rubbing against any hard material.

Do not ever leave them on your dressing table top, carelessly as you return from a party. Its perfect hardness cannot hide its brittle nature. Diamonds’ could chip or irreparably crack if hit hardly. In addition, it is advisable to avoid wearing diamond jewelry during rough or strenuous work.

It’s always wise to bring your diamond ring or pendant to a trusted jeweler. This practice can enable endurance of the gemstone, as he/she will be able to notice and correct any undesired loosening of the prong setting or any required repair work.

Noticeably, extensive usage of creams or sprays or household chemicals can encourage building up of a superficial film of grime on surface of gemstone. However, the same gleam can be reverted back by dabbing the top with a wet, soft tissue.

In addition, a home method of cleaning can be carried out too. Soak your diamond jewelry in luke warm water mixed with a mild soap. After some time, with a soft bristled toothbrush, concentrating the prong area, it can be completed.

Metal dissolving abrasives like chlorine, should not be applied to diamond or jewelry surface. Such harmful chemicals can loosen the metal prong or even erode them.

Diamond is best cleaned in an ultrasonic cleaner. Sending high frequency sound waves are very much possible to clean the jewelry, under the guidance of a professional jeweler.